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Filed bankruptcy in 1989, still have derogatory reports, what must I do?
Pay cash for everything, purchase nothing on credit since bankruptcy in 1989, still getting derogatory reports, what must I do. I have purchased home, autos, pay bill on time car insurance, home insurance, taxes, score is very low.. What is wrong? Am I doing something wrong? Have debit card, do not use. Why is my credit scores so low?

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