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Fed Student Loan shift dropped my score from 727 to 658??
The ONLY thing that has changed in my credit history is the automatic closing/opening of two accounts for my student loans. No payments missed, and I had nothing to do with this automatic process that happened to everyone with my type of loan.

And yet it seems to have dropped my score. Is this right? What can I do about it, nothing? Credit is the stupidest thing ever.

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