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Question By
rcvic

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0 People Helped
Extremely annoyed and disappointed
I am working diligently to develop my credit and scores I am in the fair range and was solicited to apply for another credit card with "good" odds of being approved I applied and was immediately rejected which i m sure will now affect the credit score I a working so hard to develop. Rather ****ed off!!!

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Top Contributor
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Good news is, a hard inquiry only dings you 2-3 points, and it goes away in two years. Question is, how much was the limit you were applying for?
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Also, unless you can actually afford to pay the thing off to a zero balance monthly (or keep the balance at or below 10% of the limit)... don't get one, advertisements be ****ed.

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