Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Karma
Profile Image

Question By
Rypeezy

1 Contribution
4 People Helped
Explanation of Credit Score and "Overall Credit Grade"
I have a Trans Union score of 706

Credit utilization (A)
Payment history (A)
Derogatory (A)
Age of Credit (F)
Total Accounts (F)
Credit Inquiries (C)
My Overall score is (B)



THE WEIRDEST PART!~!~!~! When I pay off all my credit cards...

I have a Trans Union score of 734

Credit utilization (C)
Payment history (A)
Derogatory (A)
Age of Credit (F)
Total Accounts (F)
Credit Inquiries (C)
My Overall score is (C)????????????



So as my "Overall" credit score goes down my actual credit score inscreases?
Does this happen to anyone else? Shouldnt this be fixed?


Obvioulsly something is wrong with the way everything is calculated.

-Rypeeeeeeeeeeezy

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1786 Contributions
3025 People Helped

Credit Grades are from CreditKarma

The Credit Grades are 100% Useless,  they are CreditKarma grading system,  nobody else has it, uses it etc. 

So don't worry about it.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.