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Ex ruining my credit 3 years later.
I got divorced a little over 3 years ago now. My husband was left the house while I packed up and came home. It clearly states that he was responsible for refinancing the house and in our divorce decree it stated that we were to be responsible for our personal debts and I was to be held "harmless" in the matters of the house, vehicle, ect. Well, apparently no matter who I talk to, there is nothing I can do. He has missed nearly 3 years worth of house payments, vacated the property to let is rot and won't sign anything making it possible to sell the house. My credit used to be good (not great, but I was young) before this. I had 3 years worth of perfect mortgage payments, superb punctuality on making my credit card payments, paying down my student loans while still in deferment. You know, being as smart as I could be. Nothing has changed with my payment track record, but these years of missed mortgage payments are killing me, killing my credit, and killing my ability to buy a new home to go with my new life. I have worked so hard to be where I'm at, and getting turned down at every turn because of him just plain sucks!

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