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1percentersEx

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Even though the court ordered him- ex didn't remove my name off BOA MC w 37K balance.
He took over 4 years to pay off the balance and also apparently had 2 late payments during that time.

Is there any way to provide proof to the credit card company or to the credit bureau that this debt was assigned to him alone...and that it was his choice to maintain a huge balance and to miss payments (This really was a choice, the ex makes over 500K/year, and is definitely in the 1%.

My score has been dinged by the missed payments and the history of credit use.

Any other thoughts or experience with something like this?
Thanks!

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Top Contributor
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You can try sending the creditors copies of your divorce decree showing he was responsible, but it is up to them whether to delete you or not, legally they don't have to.  Only other option is to haul him back into court for violating the agreed order.  Just remember though, that late payments only count against your credit score if they within the last 2 years.  If the late payments are older than that, they aren't hurting you anymore.

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