Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
LauRock80

4 Contributions
0 People Helped
Equifax Report in Credit Karma Doesn't Report Same Info on Actual Equifax Report
So I get my real Equifax report and it says my loan that I paid has a $0 balance. The original loan was 10k, and I paid the 7k left. Credit Karma says I have a balance of 3k. Equifax says paid in full on their real report with $0 balance, but Credit Karma is minusing the payment amount from the original amount even though there is no balance???

Is Credit Karma real information at all? It claims the information is from Transunion and Equifax, but how is Equifax claiming paid in full, but Credit Karma is claiming a balance?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.