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Question By
Girlyshy

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Equifax credit report
Credit Karma: any way you can post whats on the Equifax credit report on here? I tried to refinance my car with one of your recommendations and was told no because of something on this report.

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You can sign up with quizzle dot com  - they are the Credit Karma for Equifax.  Creditsesame dot com is for Experian.  (If I put in the actual website Credit Karma holds this reply to check for spam.)

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While Credit Karma can't provide you with your Equifax report at this time, you can get one free copy per year from www.annualcreditreport.com. This is the government-mandated site. 

Reply by
LauRock80

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Equifax is now on here, but the credit report on CreditKarma doesn't show the same info as a 'real' Equifax credit report. Why is that? I paid a 7k balance on a 10k loan, Credit Karma Equifax says I owe 3k (incorrect). Real Equifax report that I paid for, says that I have a $0 balance, which is correct.  Why doesn't Credit Karma say $0?  Why are is it only deducting a recent payment from the original loan amount to get a fake balance vs. reporting the real amount owed (which is $0) stated on my real Equifax report?

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