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phamel

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Equifax 2 missed payments out of 49 but 1 is from 2010. Why is this in the calculation?
I had a missed payment in 2015 and 1 in 2010 but the calculation is showing 2 payments missed out of 49. The 2010 missed payment is well out side the last 49 payments. Is there a way to fix this or are they doing it correctly?

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It is within the 7 year reporting history so will be showing on your credit report until sometime in 2017.

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