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Graceforlove

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Employment how much do prospective employers see on the credit reports?

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Depends on the employer and what you've signed to release access. Many employers only look at credit reports to protect themselves against actions that violate ethical standards or criminal behavior. A history of negative public records or other derogatory marks could indicate to employers that an applicant has a record of untrustworthiness or unsavory behavior. Especially for positions that command a great deal of responsibility, like government work or medical jobs, or for jobs that require access to company funds, employers may be on the lookout for these sorts of negative indications.

Beyond the signs of illegal activity, your credit report can also tip off employers to a general lack of responsibility. A credit report completely free from late payments and derogatory marks can indicate to an employer that you have the financial maturity and general responsibility it takes to handle the position in question.

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