Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Jeneric1961

0 Contributions
0 People Helped
DTI figured on credit cards with zero balance
I have a balance on 2 credit cards and 12 with balance of zero. On my credit sesame DTI, it figures a monthly payment for each card even if there is nothing owed. Then it is totaled up all together as if it is due each month. In reality, 58.00 is minimum due for the 2 cards with balance, but they list 248.00 for all cards together. Makes DTI much higher than it actually is

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
125 Contributions
133 People Helped

Not an issue...

Your true credit reports (or score) or ability to obtain credit has nothing to do with your income.  When you signed up for an account on this site, you self reported your annual income.  Income is not something listed on your "true" credit reports.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.