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Question By
TheBullethead

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Drastic Credit Drops
Credit Karma scores drop significantly from one update to the next.

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Top Contributor
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We can't see any of your credit information, which is good due to privacy concerns.  Some of the causes of credit score drops are higher credit card usage (10% or lower is ideal) or paying too soon (before the month's closing date).  Reading the articles provided by this site may help you to determine what is happening with your credit score, since the focus of Credit Karma is teaching how credit works and how to improve one's credit score. I found this information extremely helpful.

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Reply by
pennstate04

227 Contributions
88 People Helped

you say paying a credit card before the months close hurts credit scores? why? all else equal,  paying before it's due it shouldn't impact your score. in fact, i always try to pay BEFORE the statement closes, because as i'm sure you know, any balance at the end of the billing statement is reported. even if you pay on time, post end of the billing statement, the balance at the end of the statement will be reported. pay the balance before the end of the billing statement and get your payment counted, and a zero balanace to boot! 

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