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Does the mortgage affect my credit score really bad?
I no longer live in the house that my ex lives in. My name is still on the mortgage and don't know how to get it off. He has been giving me the runaround about getting my name off it for 4-5 years now. Is there something I can do to keep my score from going into the toilet over this? He is on disability and can't afford to refinance at this time.

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