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Smide0371

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Does removing closed accounts off my report improve my score? If so how do I get them removed.

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Closed accounts won't drop off your reports until 7 years have passed, though they may remain for 10 years if the payment record is very good and that is to your benefit.  Otherwise, closed accounts damage your score because you remove their history and credit limits from your total.  Please re-read the articles here so you can better understand how credit works because that is the purpose of this site.

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