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Daddysboy1967

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Does removed collections have a positive or negitive effect on my credit score?

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Any time negative information is removed from your reports it is a GOOD thing, regardless of what Vantage may say. Sometimes if a person only has a couple items on their reports and a negative account gets wiped out, they see scores fall, but that is really only due to losing information, but a collection account is NOT information you want on your reports. Anyway, yes, the answer is obvious, you do not want negative info on your reports and when it is removed that is very good.

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