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Question By
riar333

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Does my personal info need to be updated to get approved for a credit card?
I applied for a credit card, but got denied because they said they couldn't find my credit report. is this because my address is not up to date?

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Your personal information is updated from loan applications.   If they said they could not find the file, this could indicate a less then thin file if you have no previous credit.   If you had no previous credit history, you may want to consider applying for a secured card to begin the process.   It is usually  not listed as secured on your credit report, just an account.  If you had prior credit and should have a file, when the bank sends you the denial letter, send that along with proof of idenity and address (Usually drivers license and one utility bill) to that credit bureau to make a request of your credit file.  

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