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Does multiple secured loans help build credit fast?
Would multiple secured loans help build my credit fast? I have two credit cards, student loans and one secured loan at the moment. My income to debt ratio is really good, but my credit score is only about 640. I would like to get to 700+ as fast as possible and get a car. I dont need loans at the moment, but was thinking of getting multiple secured loans from different banks and paying them off in 6-12 months just to help build my credit.

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