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Does just paying bills on time help...?
I need to increase my credit score about 50 points in the next 2 months. I was told in January, that I needed about 6 more months of paying bills on time to get a loan I need. So, I have been doing just that, and my credit score has just gone up a point since January! The loan is to consolidate bills and get some high interest loans/credit card debt out of my hair! What else can I do, if I really cant afford to pay anything off completely. Thats why I need the loan!
Thanks for your help.

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