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angelgirl725

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Does it affect your credit score when you sign in to Credit Karma or any of the credit bureaus?
My son told me that he heard that signing into Credit Karma or any of the other credit bureaus can adversely affect your credit score. I can understand the credit bureaus, since you are allowed to request your credit history once a year, but not CreditKarma.com. Right?

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nope your son is wrong.

Using CreditKarma will not do anything with your Credit History or Credit Score.

Now,  if you click on any of the offer's or Ad's  that is a different story as those might.

As always Buyer beware.

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No. Even requesting a full credit report on yourself does not affect your score.

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Credit Karma uses a "soft inquiry" to retrieve your score on your behalf. Soft inquiries do not affect your credit score. When a lender pulls your credit report for the purpose of opening a new line of credit, that is a "hard inquiry", which may affect your score. 

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