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Question By
Toastingham

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Does First Premier ever offer credit limit increases voluntarily?
I'm nearing my first anniversary with First Premier, and I have a perfect payment history with them but 90+% utilization. Does First Premier ever offer credit limit increases without the customer requesting them? Am I likely to get one in this scenario, asked for or not?

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Do you really want one with them? They are horrible when it comes to all the fees they charge.

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If offered voluntarily, yes. But I won't ask them for one. I have 7 inquiries and want to let at least 5 of them age off before I trigger another.

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Reply by
tbdc

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Just be careful if you get one. I will give you an example: They give you a $300 limit and charge you a Maintenance fee of $200 before even using the card now your available credit is $100. Then every month you will have a monthly service fee of $15.00. Make a payment on line they charge you, you talk to them they charge you...... In other words everytime you turned around there was a fee. I had one, years ago when my credit was bad and I got rid of them quickly because they were just digging me a deeper hole with all their fees. I was dumb enough to fall for them and I learned a lesson the hard way and had to pay.

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