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Question By
txguy84

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Does Fair Credit Reporting allow credit card companies to report like this?
I have a CO credit card on my CBR that is reporting inaccuracies/redundancies. To give you a better picture see below:

02/2011 03/2011 04/2011
CO CO CO

01/2011 12/2010 11/2010 10/2010 09/2010 08/2010 07/2010 06/2010 05/2010
120 120 120 90 C/O 60 30 OK OK

04/2010 03/2010 02/2010 01/2010 12/2009 11/2009 10/2009 09/2009 08/2009
60 30 OK OK OK 30 OK OK OK

As you can see there are several 120 days late in a row along with a CO in the middle of a 30 and 60 day late.

Does this look like something that could be disputed/removed?

Thanks!

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Top Contributor
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No disputing.

You made late payments, correct?  And the 120 days three times in a row indicate you might not have made large enough payments to get the payment record back on track.  I've been there.  The key to a good credit report is keeping up to date on all payments all the time. 

There is not disputing your credit history as long as the accounts reported are actually accounts you had or have.  WRONG entries get disputed, not things that are correct but don't look so good.  Sorry.

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