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Does Credit karma actually check on the institutions it recommends?
You recommended Freedom Debt Relief to my wife who has her own account here.
This company has totally destroyed her credit, offered to give her a debt consolidation loan then said "no" due to her credit score and then has helped to destroy what little Income tax refund we may receive next year due to 1099-C's coming from creditors they negotiated with. This company is a joke and I am seriously thinking of hiring a lawyer. What I don't understand is why this site would recommend such a company knowing what they will do to a persons credit.

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