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westonaugie

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Does checking out one of the credit cards listed as possible to get count against me credit wise

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The only time your credit is affected is when you apply for a card.  Checking out a card on it's site is smart and safe.

Top Contributor
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Most credit card companies have on their websites a place to check for preapprovals for their cards. Some companies have accurate preapproval information and some don't. Chase, Capital One and Amex are known to be fairly accurate, but Discover and some other ones are known to be inaccurate with preapproval info. Anyway, preapprovals usually only require a Soft Inquiry on your credit and that does not hurt your credit. When you actually apply for a card, then you will get a Hard Inquiry and that does cause slight harm to your credit. Be sure to read as much as you can about credit before you start to use it and build it.

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