Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Cards
Profile Image

Question By
taras2320

0 Contributions
0 People Helped
Does being a co-user on your spouse's credit card help your credit score? Getting conflicting info

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
5038 Contributions
1134 People Helped

What's conflicting? Have you taken the time to do some thorough reading on the subject?

It will help you becoming an authorized user in the following situations:

-you have short credit history and the card you will be added to has been opened for many years

-the account has a very low utilization rate

-the card has a lot of available credit which will increase your available credit

When getting added can be bad:

-The card is new and reduces your age of accounts

-the card has a high utilization rate

-the card has late/missed payments

________________________________________________________________________________________________________________

All in all, it is best to build your own credit and not rely on others. Everyone has a different situation though.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.