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Question By
milamj09

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Does bankrate pull a hard inquiry?
I just signed up for an account on bankrate.com, where it gives you offers based on your credit report. While entering in my info, it didn't once mention a credit inquiry. The next thing i know, it is loading and says "retrieving your credit report". Is this a hard inquiry? If it is, can you have these removed. I wasn't applying for credit. I was considering paying my car off with a personal loan if the suggested offers were around my current interest rate. Bankrate gives you nothing other than what these finance companies advertise as their "as low as" rates.

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Well first it is a soft pull so you are ok.  It also tells you that they are showing you cards from there "Partners" so really they are no different then CK

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