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Posted in Student Loans
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Question By
emoshoes333

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Does anyone know anything about refinancing student loans and all stipulations attached?
What are the best options for minimizing output of interest payments as well as recouping loan payments without a source of income? I just paid two thirds of what I owe, but I am limited in income without a job and this is very anxiety provoking. Any advice is greatly appreciated.

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Get a Job

To refi anything you need a job and job history. Then your debt to income ratio must be under about 40%. This ratio includes car payments, credit card payments, mortgage, student loans, child support and, personal loans. These are the common payments that make up your debt to income ratio. This ratio is a percentage of your gross monthly income. Keep fighting and looking for work. Good Luck!!!!!!

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