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jredd42

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Does a few missed payment from 2 years ago affect my score FOREVER?
I was fresh out of college and ignorant. A few student loan payments were missed, and I am still being penalized for them. Since then, I have made all payments on time. My other credit score "grades" are excellent, but my Payment History score is a D. How much longer until this score improves?!

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Credit Karma Team
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Hi jredd2,

Late payments will stay on your credit report for seven years. 

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