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greatgramj

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does a denied credit application affect your credit score
i applied for a citibank card and was denied because of a NONEXISTANT bankruptcy. credit score went down 60 points. got my credit report(s) and they confirm no bankruptcy.
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Top Contributor
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it certainly does, simply becase the inquiries count against you. you should be checking all 3 bureau reports, not just one... it could be that a BK is showing on another  report you havent seen.

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