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Question By
dallasmike

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Doctor bills now unreportable?
I heard that overcharged doctor and hospital bills expected to be written since I had no insurance and was in an emergency care situation can no longer be placed on someones credit report. Right or wrong?

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Wrong.

They can and will be placed on your Credit report when you do not make the payment.

Sounds to me you think Healthcare is Free if it's an emergency care situation,   nope not so.  They will do everything within the law to get payment.

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Reply by
tbdc

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WRONG!!!!!! Like I said.... a law was passed that pass due medical bills that is paid will not have an effect on your credit any longer. It would take 12 to 18 months before it would take effect.

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Doctor Bills

When you owe money to your doctor or to a hospital, it generally does not show up on your credit report.

However, if the bills go unpaid long enough and end up in collections with an outside agency they could show up on your credit report, and they will affect your ability to get credit.

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I think that if you have past due hospital/doctor bills they can show up, but once they have been paid they will not count against your credit score. I remember seeing something on TV about this subject.

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Reply by
icuhowie

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"they will not count against your credit score."  Not True

They will count agaist your Credit Score,  they will just have a lower weight given to the unpaid medit Debt,   so there could be some increase in the FICO score.

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