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xxwitchxx

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Do they have the wrong person?
My credit score was 597 but a rental agency said it was 620 something. Of course now its even lower on here because they used a hard hit when determining that better, different score. So according to credit karma I'm now a 583... what's going on here?

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Check all 3 credit scores

Go to freeannualreport.com and order copies of all 3 credit reports.  This is something to do every year to make sure everything is YOURS and is correct.  Any wrong entries you'll want to have removed by filing disputes (see the Articles section to the left of this page and find the article on disputes).

Every credit bureau has different accounts listed because of the companie's preference for reporting to a particular bureau.  That is one reason for a difference in credit scores.  CK uses info from Transunion to calculate its credit score.

Credit inquiries do cause a "hit" on one's credit score, but that is just one of the things that happens in this world where good credit is so imiportant.  The inquiries will not have an impact after a year and will vanish in two years.

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