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kiki1431

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Do items that are sent to collections report to your credit score?
i have my t mobile dis activation in collections dose that effect my score i don't see any report of it?

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It is also possible that t-mobile reports to one of the other credit bureaus.  Information for this site comes from Transunion.

If you are not already doing so, go to annualcreditreport.com and get copies of all three credit reports.  Look them over very carefully and file disputes on all WRONG information with the credit bureau reporting same.  They have to investigate and either verify or delete the disputed items.  Do this checkup once a year to make sure all information is correct (even if it is stuff you don't like, like collections).

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unfortunately YES but you have not see the effect for several months because it takes time for it to process 

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