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chockalatlady

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do i keep a credit card thats reported 2 late pays on my credit?
I already have a discover and a mastercard in good standing. I don't need this one.

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Well it seems the Damage has already been done.

If one of the Current Late payments just happened,   Call the Credit Card Company up and cry a story to them,  Just ask if they can remove the last late payment.  

I would like to know how someone can miss the Statements that come in the Mail?   Twice?   

Do people just leave the mail on a table un-opened in the hopes it will go away? 

If you know you have a Credit Card and the Statement is closed on the same day every month like clock work. Mark your Calendar on the wall,  Set up a Email Reminder or something like that.   There is no reason to be late or miss a payment.

Keep the Card Open for now.

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