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road2lending

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Do I have to get a credit card?
I have a bankruptcy that discharged 4 months ago. I am being told I need a credit card to rebuild by credit but I can't get approved (not even a secured card). Must I have a credit card to rebuild my credit? Is it possible to raise my credit score without credit cards?

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Right now, you really would be wise to take the time to read the articles on this site so you can better understand how credit works and [how to rebuild your score.  I learned a lot here and have really built my score.  You will need to start with a secured card and will need to wait a few years before you will be able to get it due to the bankruptcy, which is a bad mark on your credit.

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