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chriscook75

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Do hard inquiries affect your credit score within 1 year or within 2 years?
I have 3 hard inquiries on my TransUnion report and 2 hard inquires on my Equifax report that are all between 1-2 years old (more than a year). After items become 1 year old, shouldn't my Credit Karma credit score go up for both bureaus?

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Hard inquiries will fall off your

Credit report after 2 years.  Inquires are considered 10% of your score and really don't have much effect if your report is in good shape otherwise.

Inquiries are lumped together in scoring.  1-6  7-12  13+  Below 6 hard inquires is considered  Very Good, and is a "Plus" on your score  above 7 and it becomes a "negitive" in your score.  

Hope this helps

Good luck  

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