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Posted in Credit Cards
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Question By
furion89

2 Contributions
3 People Helped
Do credit agencies use outstanding balances at end of month? Should I pay off a few days before?
When calculating credit usage do they calculate the average balance throughout the month or just the final balance? If its just the final balance, then should I pay off the balance right before it is checked. I could even leave $100 in the balance, so it looks like I used my card.

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