Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Report
Profile Image

Question By
Meagandporter

0 Contributions
0 People Helped
Disputing collections on your report and raising your score 100pts?
My current credit score is between 489-522 (depending on the bureau and day). I want to raise my credit score by 100pts this year. At least, that is the goal.

I have some closed accounts that have not been sold to a debt collector yet. Can I request to pay them in full and have them deleted from my credit report?

I also have a couple of small collections accounts that have already been sold to a third party. How can I dispute these accounts?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
7363 Contributions
3809 People Helped

Helpful to 0 out of 1 people

I suggest you look to the left side of this page,  under RESOURCES, then click on ARTICLES.  Read them and you will learn how to handle your credit issues and how to build a good credit score.  Use the financial tools as part of your learning experience.  Credit Karma was set up to provide an online, interactive education in how to build and maintain a good credit score.  This site is not a credit bureau, all information is for your use only in learning how to make credit work for you.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.