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Kareng50

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Dispute credit and insurance score based in inquiries
My son and I requested "quotes" for possible student loans for college from 3, Sallie Mae, Wells Fargo, Discover and we only asked for quotes and it ended up plummenting my insurance and credit score negatively by Transunion. We never signed off on anything. I closed them immediately and want a review of both credit and insurance scores. They were both high and now they are not.

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Just a question, how else can they give you a "quote" for a loan without checking your credit history? Besides, for your "requests" to impact your credit score, you must've given them, among other personal infos, your SSN. There shouldn't be any reason to ask your SSN without intend to inquire about your credit history.

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