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BuyerBeware2

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Dispute a collections
I have disputed a "collections" because the company could not prove I was the one who opened the account. No proof of ID, no verifiable signature, etc. Yet Credit Karma reported "dispute settled, customer disagrees". Ya think? Yes, I am going to send another letter but any advice on what else to do. Clearly this is either a scam or I am a victim of identity theft.

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Credit Karma does not report anything, they are not a credit bureau. The three credit bureaus are Transunion, Equifax and Experian. Credit Karma only relays the information on your credit report to you. The only advice that I can give is to hire a consumer law attorney if the dispute was not found in your favor and you want to continue to fight it.

Credit Karma Team
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Hi there,

Credit Karma is able to facilitate the dispute process but does not have any role in determining the outcome. The credit brueau investigates and makes a determination. You might find this article to be helpful: https://www.creditkarma.com/article/credit-dispute-didnt-work

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