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kateyl

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Different and better credit report with another credit monitering . Why?? which is right?
I have been geting my credit monitered with another . There is a difference of 10 points better with them. Which is right? Are you just picking a number? What do I believe?

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Credit Karma is actually and education site to teach people how to build and maintain a good credit score.  The score here is just an example for your own use when utilizing the credit tools and is not reported to anyone else.

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They're all right and they're all wrong.  Almost every lender uses your FICO score.  You can get your FICO score if you have a Discover card, they put it on your statement.  You can purchase your FICO score at www.myfico.com.  Or you can have a creditor pull your credit and they'll tell you your FICO score.  It may or may not be lower that the scores you are getting from the various credit bureaus and monitorings sites; there are literally hundreds of different scoring models out there (just to confuse us consumers).  

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