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Posted in Auto Loans
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loonster

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difference with your numbers and numbers used by lenders
Why is the number you state much higher than the ones used by auto lenders. Had gone to two dealerships and results were 10-15 points lower than what is listed with credit karma and on my 3 credit sites by report requested yesterday.

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Credit Karma Team
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Hi loonster,

There are many different score models available from credit bureaus, and many lenders use their own score models. We provide the TransUnion New Account score and VantageScore. Which score model and creidt bureau was the lender using? That's generally the cause for a difference in scores. It's important to compare the scores calculated using the same models for an "apples to apples" comparison. 

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