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DJB55343

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Difference in credit score
I recently was denied a vehicle loan from Chase. They claim that my credit score is 537 and Credit Karma says my score is 600. Why such a difference.

I also had my bankruptcy discharged in September and Chase is using my past history as reasons for the denial.

David

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Top Contributor
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first off,
Who did Chase get the Credit Score from, there are a few different companies out there, transunion experian or equifax?

as for Creditkarma they supply you a few different scores,
TransUnion - New Account Score.
TransUnion - VantageScore. ( thinking this is either a Version 1 or 2 , Creditkarma folks speak up )
TransUnion - Auto Insurance Score - ( Really useless if you ask me)
TransUnion - Home Insurance Score - ( Another useless credit score

Replase "Credit Score" with "Car" then think about it.
Well who is it with, is it a Ford, GM, etc....
oh wait, what Model car is it?
oh wait, what year/version of the car is it?

you need to compare Like for Like.

Hope that helps out.

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