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samuelcaseycarter

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difference between FICO score and credit karma

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Different information and different methods of calculation.  Credit Karma is here to teach how credit works, uses information from only two of the credit bureaus and, as stated on this site, uses the Vantage 3 method of calculation.  And your credit scores here stay her just for you.  They are not reported anywhere else. FICO uses the information from all three credit bureaus and their own method of calculation.  FICO scores are available to any potentiasl lender.

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