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abbieandchris

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Dentist-i need to charge $500 and i don't know which card i should use?
i have 1 card with no balance, and 2 cards with balances that I pay the minimum each month

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Top Contributor
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It makes little difference

From a score perspective, which card you use makes no difference.  The score looks at the total owed on all lines over the total limit on all cards.  A couple exceptions:  If you haven't used the card with no balance for a long time, you may want to put it on that card as if it is marked inactive or closed for inactivity, it will negatively impact your score.

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