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delinquent account???
Your email stated a delinquent account was added to my report. I don't have any new late payments and don't see any new account on my report, delinquent or not. Also, Blackwell reported my delinquent payments to the Oak Plantation Resort in Orlando, FL months ago. I have written Experian a long letter explaining that I refuse to pay my HOA dues at that resort because I purchased 1 1/2 weeks of time-share at that Gold Crown-rated resort but the resort was downgraded to the lowest possible rating while their HOA dues were absurdly increased, and they didn't even advised me of their downgrading. Experian replied that the collection on my report was valid. How are points deducted from my score after something like that is initially posted?

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