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delinquent account????????????
You say that the records you are reviewing are a little over a year old and the one delinquent account could have been delinquent during the last 4 years ------well-------- that account was paid off and closed over 8 (eight) years ago so it should not even be considered and my credit score should be MUCH higher!!!! I am disappointed in Credit Karma because you seem to be looking for and finding bad reports that should have been taken off several years ago.

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