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nicksnooks

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defaulted student loans
opened 2004 closed 2009 transferred to another lender. when do they fall off the credit report?

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They don't.

Student loans are one of the few items that have no statute of limitations, which means they are collectable until paid or otherwise discharged.  They also cannot be easily discharged in bankruptcy.  They will be transferred and collection attempts will continue until they are paid.

Been there.

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