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BreezyCF

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Decreased credit card balance and score dropped
My credit card utilization dropped from 85% to 63% and nothing else changed and my experience score dropped 66 points and my tra sundown stayed the same. Nothing else changed on either report. Why the 66 point drop in experience.

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Autocorrect UGH

Good grief autocorrects. Experience is experian. And tra sundown is transunion

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Credit Use

63% is still really high. Lenders view this as risky and so 30% or lower will have the most impact. 66 point drop is big though. Did you see an alert that it dropped 66 points all in one week or just since the last time you checked your score?

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