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happy2bdivorced

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declining score
Jan. 2012-closed all credit card accounts-divorce
June 2012-sold house. Thus no debt. Score at time was 806.
May 2013-using credit cards. About 2% of available credit. 100% payment. Credit history says 1 yr 6 months. Prior: Been paying on house for 15 years. Sold 2012. Bought two cars. Paid in half time. Own my home through inheritance. NOW score is 771 with an "A" rating. Want above 800. ????????????

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Your score of 771 is still a dream to others. I think your score got reduced because you closed all credit card accounts. The length of your credit history was therefore shortened significantly.

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