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Debt Ratio Percentage High
My DTI is incredibly high although I have a good credit rating (702). I own two homes, one with a family member ($150K left on mortgage) and one with my husband ($604k left on mortgage). We want to buy a third home, but both these full mortgages pop up on my credit report. Credit cards (about 6K) always paid on time. What can I do to lower DTI to get third home loan? I make about $85K per year, my husband $50K. Thanks.

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