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sparada2

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Debt older than 7 yrs.
I have student loans dept that has since been paid off, but not sure if its older than 7 years. On the Karma website the loan began in '09 and it shows an U (unsure) for loan payment. Not sure what this means??

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If the loan was paid and closed in good standing it will remain on your reports for 10 years or longer, don't ever try to remove accounts closed in good standing, removing positive history will hurt your scores/profiles. Most negative information is removed 7 years from the time of the negative action or 7 years from the date of first delinquency for charged off accounts and such.

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